What kind of warranty options are typically available with hearing aids?
New hearing aids typically come with one-year comprehensive loss, damage and repair warranty directly from the manufacturer. Providers will sometimes offer a 2-year or 3-year manufacturer warranty for new hearing instruments, usually at an additional cost. The average lifespan of hearing aids is about 6 years. Given the cost of hearing aids, and the fact that most insurances and Medicare do not cover hearing aids, it’s more important than ever to keep your investment protected for the full life of the hearing aid. This certainly does not suggest that a technologically advanced hearing aid will be unusable or in 6 years! Many hearing aid wearers find continuing benefit from their hearing devices for years past the average replacement time.
There are several options available to hearing aid wearers whose manufacturer warranty is about to expire. Most professionals will schedule a hearing aid ''check and clean'' just before the manufacturer warranty expires in order to determine if there are any issues that may need to be addressed with the performance of the hearing aids. This is the best time to speak with your professional about options available to extend your warranty coverage. Nearly all extended warranty policies require a hearing professional to certify that the hearing aids are in good working order before a policy can be purchased.
Options for continued coverage include loss and accidental damage, and repairs due to electrical or mechanical failure. The cost of continued coverage depends on the make and model of the hearing instrument and the type of coverage requested.
The majority of homeowner's insurance policies do not cover hearing devices, so we strongly advise you to check your policy before making any assumptions. Many homeowner's policies allow an additional 'rider' to be purchased for hearing aids. However, claims against loss can count against the entire policy increasing the chances of being canceled by your homeowner insurer.