Inquiries regarding hearing aid funding are some of the most-asked questions we receive at Healthy Hearing. Hearing aids can be a significant financial investment, so we encourage consumers to explore all their options when planning to purchase.
For many individuals, paying out-of-pocket is the only option, but many hearing clinics now offer financing programs that can help distribute the payments over months or years.
Unfortunately, Medicare does not cover hearing aid costs, but some private insurance plans do. Coverage varies widely among insurance providers, and even among insurance plans within a given provider. The best first step is to contact your insurance company directly by calling the phone number on the back of your card. Ask them what is covered, such as: hearing test, hearing devices or follow-up services? Ask for a copy of the coverage in writing and take it with you to your hearing care professional.
If you do not have private insurance but are covered by Medicaid, some states to provide hearing aid coverage. The Hearing Loss Association of America has compiled a comprehensive list of states who have Medicaid coverage for hearing aids, including contact information for each. Additionally, United States veterans may be eligible for hearing services through their local Veterans Administration: http://www.va.gov/healthbenefits/.
Finally, if all other options have been exhausted, there are private agencies and groups that may be able to help, such as the Lions Club or a non-profit hearing center. Your local hearing care professional may be aware of options in your particular area, and we have written several articles showcasing these resources that can be found here: Hearing Aid Assistance.