Absolutely. We consider granting credit to applicants that have had previous credit problems on a daily basis. There are many reasons that people file for bankruptcy, many of which are not directly related to being financially irresponsible. Often times a person may have faced unfortunate circumstances, such as a divorce or loss of a job, which may cause them to be unable to pay their previous debts. We recognize that not everyone's credit is perfect. While a patient's credit history does factor into our decision, if an applicant shows an ability and willingness to pay, we will consider them for approval.